Oraan Blog
Money, explained plainly.
- Phones toolPTA Tax CalculatorPick your phone and see the estimated tax to register it, component by component
- Electricity toolElectricity Bill CalculatorUnits to rupees for every DISCO and K-Electric, with this month's fuel and quarterly adjustments filled in
- Electricity toolAC Bill CalculatorWhat an inverter or non-inverter AC adds to your bill per month, and whether the saving covers an instalment
- Solar toolSolar System Size CalculatorHow many kilowatts and panels your home needs, what it costs, and the monthly instalment against your bill
- Solar toolSolar Payback CalculatorHow many years a solar system takes to pay for itself under net billing
- Solar toolNet Metering CalculatorYour bill with solar under the 2026 net-billing rules: imported units, exported units, what you pay
- Solar toolSolar Financing CalculatorBank solar loans and Oraan instalments side by side for the same system
- Solar toolSolar Battery Backup CalculatorPick the appliances and the hours of backup you need; see the battery size and cost
- Solar toolSolar Inverter Size CalculatorThe inverter size for the appliances you want to run together
- Solar toolSolar Panel Prices in PakistanPer-watt prices by brand and panel type, dated, with the cost of a full system
- Money toolCard Discounts in PakistanWhich bank card has the most restaurant discounts: HBL, UBL, Allied, Askari and Meezan ranked in Karachi, Lahore and Islamabad
- Money toolBank Discount FinderEvery restaurant discount on your bank cards, highest first, or which card gets the most off at one restaurant
iPhone Duo price in Pakistan
Apple's folding iPhone ships 23 October. Importer pre-orders, the expected official price, the PTA tax and the monthly amount.
6 Oct 2026iPhone 17 vs iPhone 18: which to buy in Pakistan
There is no plain iPhone 18 yet. The iPhone 17 and a discounted 17 Pro Max against the 18 Pro: specs, Pakistani prices and the monthly amount.
6 Oct 2026MacBook Neo and MacBook Air M5 price in Pakistan
Apple's cheapest MacBook and the new Air from every seller we could find, the import tax, and the monthly amount.
6 Oct 2026iPhone 18 Pro and 18 Pro Max price in Pakistan
PTA-approved and non-PTA prices from dated listings, the PTA tax, and what each one costs a month.
6 Oct 2026Can You Pay PTA Tax in Instalments?
Parliament legalised paying PTA tax in instalments in 2026. The system to do it does not exist yet. What is real, and what is not.
4 Oct 2026What PTA Tax Actually Costs in Pakistan
The taxes behind PTA registration, why no website can quote your exact figure, and how to get the only number that binds you.
4 Oct 2026PTA or Non-PTA: What the Gap Really Costs
A non-PTA phone is cheaper because a tax has not been paid yet. What happens when it comes due, and how to compare the two honestly.
4 Oct 2026Buying Gold on Instalments in Pakistan
A tola of 24K costs PKR 503,800 today. Here is how gold committees and instalment plans work, what a price lock protects you from, and what to check first.
13 Sept 2026How to Invest in Gold in Pakistan
Jewellery, coins, bars or a savings plan — the four ways Pakistanis buy gold, what each one really costs, and the purity maths at today's rate.
13 Sept 2026Is Buying on Instalments Halal in Pakistan?
Why scholars permit a higher price for deferred payment, why a late-payment penalty is different, and four tests you can apply to any instalment plan.
11 Sept 2026Buying on Instalments Without a Credit Card
Only 3.11 million Pakistanis hold a credit card. Here is which instalment routes work without one, and what each asks for in its place.
11 Sept 2026Are Loan Apps in Pakistan Safe or a Scam?
How to tell a licensed lender from a predatory app in Pakistan: the rules they must follow, the caps on what they can charge, and eight checks to run.
11 Sept 2026What Happens If You Miss an Instalment
The real escalation ladder in Pakistan: late fees, device locking, credit-bureau records, recovery agents, and where to complain if it goes wrong.
11 Sept 2026Buying a Phone on Instalments in Pakistan
Every way to buy a phone on instalments in Pakistan, with the markup each one charges and the total you actually pay on a PKR 100,000 handset.
11 Sept 202621K Gold in Pakistan: Price, Purity and When It Makes Sense
21 carat gold is 87.5% pure — PKR 449,680 per tola as of 25 August 2026. What that buys, how it compares to 22K and 18K, and when it's the right choice.
25 Aug 2026Gold Making Charges in Pakistan: What's Fair
Making charges add 8-15% to gold jewellery in Pakistan and you rarely get them back. A worked example at the 25 August 2026 rate.
25 Aug 2026What Is a Gold Mandi? Pakistan's Gold Market Explained
Gold mandi, sarafa, tola, making charges, buy-back: what Pakistan's gold trade vocabulary means, who sets the daily rate, and why it is not the price you pay.
25 Aug 2026Gold Price for 5, 10 and 12 Grams in Pakistan
Gold in Pakistan is quoted per tola. Here are 5g, 10g and 12g prices in 24K, 22K and 21K — and why a tola is not 12 grams.
25 Aug 2026Gold Rate in Karachi: Where the Price Comes From
Karachi's gold rate is the national rate. Today's 24K price per tola, why the city name doesn't change it, and what to check before you buy.
25 Aug 2026Gold Rate in Lahore: Where the City's Price Comes From
Today's gold rate in Lahore with 24K and 22K per tola and per gram, why the city name doesn't change the metal price, and what actually differs when you buy.
25 Aug 2026Haq Mehr in Pakistan: The Amount and the Rules
What haq mehr means in shar'i terms, who it belongs to, how much is typical in Pakistan, when it is payable, and what happens if it is never paid.
25 Aug 2026How an Online Committee Actually Works
Payout order, the real service fee ladder, and what happens if a member stops paying — an honest look at how Oraan Committees work.
25 Aug 2026International Gold Rate vs Pakistan Gold Rate: The Maths
The international gold rate is in dollars per ounce. Pakistan's is in rupees per tola. Here is the exact conversion, worked step by step.
25 Aug 2026The Nikah Nama, Explained Clause by Clause
A clause-by-clause guide to the Pakistani nikah nama: what each numbered column means, and which ones women are most often never told about.
25 Aug 20261 Gram Gold Price in Pakistan: How to Work It Out
Gold in Pakistan is quoted per tola, not per gram. Here is the conversion formula, worked examples for 24K, 22K, 21K and 18K, and what a gram actually costs.
24 Aug 2026
