Sources: HBL card deals
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HBL card discounts: the 2026 list
HBL has card discounts at 214 restaurants in Karachi, Lahore and Islamabad, up to 40% off. It ranks #3 of 5 banks for restaurant discounts; see which bank card has the most. The HBL card with the most is the World Elite Debit, at 214.
- Restaurants
- 214 3 cities
- Best deal
- 40% Bistro Rozana (Marriott)
- Cards
- 16 4 credit, 12 debit
HBL card discounts by city
Lahore
99 restaurants
40%best, at Fuoco
- Fuoco40%
- Eggspectation Restaurant Cafe40%
- Poet Mughlai40%
HBL cards with restaurant deals
- Visa Infinite Credit192 restaurants
- Platinum Credit211 restaurants
- Gold Credit141 restaurants
- Green Credit104 restaurants
- World Business Debit197 restaurants
- World Debit196 restaurants
- World Elite Debit214 restaurants
- Titanium Debit146 restaurants
- Gold Debit146 restaurants
- UnionPay Gold Debit9 restaurants
- Classic Business Debit106 restaurants
- Standard Debit101 restaurants
- UnionPay Classic Debit9 restaurants
- Konnect Debit30 restaurants
- Nisa Debit101 restaurants
- UPI & PayPak Co-Badge Debit35 restaurants
Popular restaurants with an HBL discount
- HBL discount at Kababjees 40%
- HBL discount at Bar.B.Q. Tonight 40%
- HBL discount at Cafe Aylanto 40%
- HBL discount at Chatterbox Cafe 20%
- HBL discount at Eggspectation Restaurant Cafe 40%
- HBL discount at English Tea House 40%
- HBL discount at Nadia Coffee Shop 40%
- HBL discount at Pie in the Sky 20%
- HBL discount at Steak by CFU 25%
- HBL discount at YUM Chinese & Thai 40%
- HBL discount at Dumpukht 40%
- HBL discount at Tuscany Courtyard 40%
Where HBL ranks
- #3 of 5in Karachi: 106 restaurants, 53 at 30% or more, typical deal 28%. Widest card: World Elite Debit.
- #3 of 5in Lahore: 99 restaurants, 78 at 30% or more, typical deal 40%. Widest card: World Elite Debit.
- #2 of 5in Islamabad: 68 restaurants, 33 at 30% or more, typical deal 25%. Widest card: World Elite Debit.
How to use an HBL card discount
- Find the restaurant and check which HBL cards it lists, and the discount for your card.
- Read the conditions: the cap per transaction, and any rule such as dine-in or takeaway only, or not valid on deals.
- Tell the staff you are paying with an HBL card when you ask for the bill, or earlier if the outlet asks.
- Pay with that card. The discount is for card payments at the outlet, not cash.
Please confirm with the restaurant before you order.
Common questions
Do HBL discounts work on debit cards?
Yes. Every one of the 214 restaurants on HBL's list in Karachi, Lahore and Islamabad has a deal for at least one HBL debit card (525 of its 619 deals). The percentage can differ by card, so check the line for yours.
Which HBL card gets the most restaurant discounts?
The HBL World Elite Debit card, at every one of the 214 restaurants on HBL's list, then the HBL Platinum Credit (211) and HBL World Business Debit (197). Checked 11 October 2026.
Which restaurant gives the biggest discount on HBL cards?
Bistro Rozana (Marriott), at 40% up to Rs 30,000, on the HBL World Elite Debit. HBL has deals at 214 restaurants in Karachi, Lahore and Islamabad, as checked on 11 October 2026.
In which city does HBL have the most restaurant discounts?
Karachi. As of 11 October 2026, HBL has deals at 106 restaurants in Karachi, against 99 in Lahore and 68 in Islamabad.
Do HBL card discounts work every day?
Yes, as published. None of the 619 HBL deals in Karachi, Lahore and Islamabad is limited to certain days.
Is there a maximum discount on HBL card deals?
Usually, yes. 523 of the 619 HBL percentage deals in Karachi, Lahore and Islamabad cap the rupees off per bill, most often at Rs 5,000. The cap is shown on each deal. Where none is stated the row says so, which is not the same as unlimited.
How is the HBL card discount worked out on the bill?
The percentage comes off the bill, up to the cap: the most the deal takes off one bill. Take Kababjees, where HBL lists 40% up to Rs 10,000 on the HBL Visa Infinite Credit. On a Rs 13,000 bill, 40% is Rs 5,200, so you pay Rs 7,800. On a Rs 38,000 bill, 40% would be Rs 15,200, but the cap stops it at Rs 10,000, so you pay Rs 28,000. So on a big table, a lower percentage with a higher cap can save more. Each deal shows its cap.
Do HBL card discounts work on foodpanda or online orders?
Not as HBL publishes them. None of the 619 deals on HBL's list is marked as valid on online orders: they are for paying with the card at the restaurant, and 53 say dine-in only or dine-in and takeaway only. Delivery apps and banks sometimes run their own promo codes, which are separate from these lists, so check the app or the bank.
When do the current HBL discounts end?
Every one of the 619 HBL deals listed here run until 31 December 2026, unless HBL withdraws them earlier. Each deal shows its end date, and deals that have ended are dropped when the list is checked.
Is HBL the same as Bank AL Habib?
No. HBL (Habib Bank Limited) and Bank AL Habib are two separate banks, each with its own discount list. This page covers HBL cards only. A deal on one bank's cards does not apply to the other's.
Is there an HBL card discount list PDF?
This page is the full list for Karachi, Lahore and Islamabad, sorted by city and card, and checked in October 2026.
