Once you agree to becoming an Oraan Committee member, the following rules are applicable to you:

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Confirmation of slot​
 

Your committee slot is confirmed after your first payment. Failure to pay the first instalment within the defined deadline will result in cancellation of your slot.

If you require an extension of the deadline, you have to request for extension before the deadline. The extension cannot go beyond the 25th of the month.

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Payment Deadline

The due date for committee payments is 10th of every month.

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Payout

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1. Your payout will be sent to an account under your name.

2. In case you submit a family member's account, you have to provide their CNIC and contact details, and Oraan holds the right to ask them permission and take them as a guarantor. 

3. Oraan will not transfer payments to defaulter accounts or members with pending balance.

4. In case of a business account, we require proof of ownership or association with business. We also require information on what the nature of the business is.
   
   For more information on payouts, please read payout FAQs.

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Late payment

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1. Failure to pay within the deadline can result in a penalty. In case of delays, it is your responsibility to inform the Oraan team and request for extension. Only one extension without penalty will be granted.

2. If your payment is 10 days late from the deadline and/or extension period, you will receive a warning.

3. After a delay of 15 days, Oraan holds the right to cancel your slot or apply a penalty.

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Penalties

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1. If you have not paid within the defined deadline, Oraan reserves the right to move your payout month to a later month. Oraan can also drop your slot and rebook you to a different slot.

2. If you have been given two warnings, Oraan will deduct full fees in your payout month.

3. In case you have received three warnings, oraan will move your payout month or drop your slot with full refund of your deposited amount within 7 working days. Please note fees will not be refunded.

 

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Non payment after payout

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1. If you have not paid within the defined deadline, Oraan reserves the right to move your payout month to a later month. Oraan can also drop your slot and rebook you to a different slot.

2. If you have been given two warnings, Oraan will deduct full fees in your payout month.

3. Oraan will charge a financial penalty on consistent late payments. 

4. In case you have received three warnings, oraan will move your payout month or drop your slot with full refund of your deposited amount within 7 working days. Please note fees will not be refunded.

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Refunds​

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All refunds at Oraan are done within 5 working days.Oraan provides refunds of amount in the following cases:

1. You have paid extra and want the extra sum refunded

2. You want to cancel your committee slot

 Oraan fees is not refundable.

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References

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1. Oraan has the right to drop you if your reference fails, such that they do not take guarantee of your information or don't hold a good history with Oraan.

2. Oraan has the right to drop you if your reference has a pending balance or has become a defaulter.

3. In the case of family members, if you or your family member default, Oraan has the right to withhold your payment for recovery.