Buy now, pay later

Know the monthly price before you buy.

Pick something from the list. Pay for it over 5 or 10 months at a fixed monthly amount you can see right now — one flat fee, no interest, nothing that changes after approval.

Apply for buy now, pay later

  • 10 months · +21%
  • 5 months · +10.5%
  • No interest

What would it cost a month?

Over 10 months

—

Over 5 months

—

Works for anything, whether or not it is on this page.

Pay over

Phones

From a dependable first smartphone to a flagship, on 5 or 10 monthly payments.

Samsung Galaxy S25 Ultra

Samsung Galaxy S25 Ultra

Best Android camera and S Pen, with working 5G.

PKR 40,293/month

PKR 332,999 · over 10 months

View at PriceOye
Xiaomi Redmi Note 15

Xiaomi Redmi Note 15

Big battery, bright screen, software that stays out of the way.

PKR 8,046/month

PKR 66,499 · over 10 months

View at PriceOye

Laptops & PCs

The machine you work on, paid for out of what it earns you.

Lenovo ThinkPad E16 Gen 3

Lenovo ThinkPad E16 Gen 3

A real ThinkPad, brand new, big 16-inch screen.

PKR 34,485/month

PKR 285,000 · over 10 months

View at Paklap
Asus ExpertBook B3402

Asus ExpertBook B3402

16GB RAM and a screen that folds flat.

PKR 27,588/month

PKR 228,000 · over 10 months

View at Paklap

Solar & backup

Stop paying for load-shedding twice. Inverters and storage, spread over months.

Pylontech 5.12kWh Lithium Battery

Pylontech 5.12kWh Lithium Battery

Ten years of storage, not two. Pairs with the Solis.

PKR 33,275/month

PKR 275,000 · over 10 months

View at Powerhouse Express
ITEL 3kW Pro Hybrid Inverter

ITEL 3kW Pro Hybrid Inverter

Fans and lights stay on. The cheapest honest start.

PKR 9,075/month

PKR 75,000 · over 10 months

View at W11Stop

Air conditioners

Book it before summer and the monthly payment is smaller than the electricity bill.

Dawlance PurSense 1.5-Ton Inverter

Dawlance PurSense 1.5-Ton Inverter

Heats and cools, purifies the air, runs from your phone.

PKR 23,232/month

PKR 191,999 · over 10 months

View at Telemart
TCL SaveIN 1.5-Ton DC Inverter

TCL SaveIN 1.5-Ton DC Inverter

A full 1.5-ton inverter, built for Pakistani heat.

PKR 15,367/month

PKR 126,999 · over 10 months

View at Telemart

Home appliances

Fridges, washing machines and televisions, without waiting to save up first.

Haier 50" 4K QLED Google TV

Haier 50" 4K QLED Google TV

Smart 4K QLED at the size everyone actually wants.

PKR 14,508/month

PKR 119,899 · over 10 months

View at Telemart
Haier 12kg Automatic Washing Machine

Haier 12kg Automatic Washing Machine

Fully automatic. One load does the whole family.

PKR 9,184/month

PKR 75,899 · over 10 months

View at Telemart

How it works

Four steps.

  1. Pick it

    From this page, or send us a link to anything else you want.

  2. Apply

    One short form. If you have run an Oraan committee before, you are most of the way there.

  3. Pay your first month

    Your first monthly payment confirms the plan.

  4. It is yours

    We pay the shop, or send the money to your account if you are buying locally.

Oraan is not a lender. This works like the committee you already know, applied to one purchase. The fee is a fixed service charge, not interest, and it does not change after your plan is approved.

Ready when you are.

Apply in a few minutes. Tell us what you want — from this page or anywhere else — and we will come back with the monthly amount.

Apply for buy now, pay later